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Medical Expenses Coverage
This coverage pays for the medical care and treatment of employees who suffer work-related injuries or illnesses. From doctor visits and hospital stays to medications and rehabilitation costs, it ensures that injured workers in Eagle Bridge, NY receive proper care without financial burden.
Lost Wages Coverage
If an injured employee cannot return to work due to a workplace injury or illness, this coverage provides partial wage replacement during their recovery. It helps employees maintain financial stability while protecting businesses from out-of-pocket costs.
Disability Benefits
Workers’ Compensation includes short-term or long-term disability benefits for employees whose injuries result in temporary or permanent disabilities. This ensures ongoing support for employees as they adjust to changes in their ability to work.
Death and Funeral Benefits
In unfortunate cases where a workplace injury or illness results in death, this coverage provides financial assistance to the employee’s family. It helps cover funeral expenses and offers compensation to dependents to support them during a difficult time.
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FAQ's
Standard policies typically cover certain disasters like fire, windstorms, and hail but may exclude floods and earthquakes. Additional coverage can be added for these events.
Home Insurance usually excludes wear and tear, intentional damage, and specific natural disasters like floods or earthquakes unless additional policies are purchased.
Yes, liability coverage helps pay for medical bills and legal costs if a visitor is injured on your property due to an accident.
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