Commercial Property Insurance

Reliable Protection for Your Business Property

Coverage for buildings, equipment, and inventory – designed to meet the needs of businesses in Eagle Bridge, NY and surrounding areas.

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building

Building Coverage

Building Coverage protects the physical structure of your property, including walls, roofs, floors, and permanently installed fixtures like plumbing or electrical systems. Whether it’s damage caused by fire, vandalism, or extreme weather, this coverage ensures that repair or replacement costs are covered, helping your business in Eagle Bridge, NY recover quickly.

property-coverage

Business Personal Property Coverage

This coverage protects the contents of your business, including furniture, equipment, inventory, and supplies. If a fire, theft, or other covered event damages or destroys these assets, you’ll be reimbursed for their repair or replacement, ensuring minimal disruption to your operations.

equipment-breakdown

Equipment Breakdown Coverage

Equipment Breakdown Coverage steps in when essential equipment like HVAC systems, machinery, or electrical systems fail due to mechanical or electrical issues. This helps cover repair or replacement costs, keeping your business running smoothly without prolonged downtime.

loss-income

Loss of Income Coverage

Also known as Business Interruption Insurance, this coverage provides financial assistance for lost income if your business operations are disrupted due to a covered event, such as a fire or storm damage. It helps cover rent, employee wages, and other expenses, ensuring your business stays afloat during unexpected closures.

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FAQ's

Standard policies typically cover certain disasters like fire, windstorms, and hail but may exclude floods and earthquakes. Additional coverage can be added for these events.

Home Insurance usually excludes wear and tear, intentional damage, and specific natural disasters like floods or earthquakes unless additional policies are purchased.

Yes, liability coverage helps pay for medical bills and legal costs if a visitor is injured on your property due to an accident.

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